Understanding California’s Comparative Fault Law After an Accident

California’s Comparative Fault Law Made Simple

After a collision, determining who’s at fault isn’t always straightforward—especially in California. That’s because California follows a “comparative fault” rule, which means more than one driver can share responsibility. At Victory Auto Body and Paint in Burbank, we want our customers to understand how this law works and how it can affect your repair and insurance process.

1. What Is Comparative Fault?
California’s comparative fault law allows both parties in an accident to be assigned a percentage of blame. For example, if one driver ran a red light but the other was speeding, each might share a portion of the responsibility. This percentage affects how damages are paid out by insurance companies.

2. How It Affects Your Insurance Claim
Let’s say the total repair cost is $5,000, and you are found to be 20% at fault. Your insurance may only pay for 80% of your damages, or the other party’s insurer may reduce what they owe you by that percentage. It’s important to understand this when evaluating how much of your repair cost will be covered.

3. Gathering Evidence Matters
If you believe the fault assessment is incorrect, documentation is key. Take photos at the scene, gather witness statements, and get a copy of the police report. Every detail helps your insurer or legal representative advocate for your fair share of responsibility.

4. We Work With Your Insurance
At Victory, we have years of experience working with adjusters in comparative fault cases. We help document vehicle damage thoroughly and provide detailed estimates that support your claim. We’ll even help explain your rights if you feel your insurer is shortchanging you.

5. Don’t Accept Unfair Blame
You have the right to challenge fault decisions. If needed, consult with a legal professional, especially in accidents involving injuries or large repair costs.

Final Thoughts
Understanding comparative fault can make a big difference in how much you pay—or receive—after a car accident. When it comes to repairs, Victory Auto Body and Paint in Burbank is on your side. We’ll help make sure your car is repaired right, and that the paperwork reflects the full story.

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